Services
First Home Buyer
At Toowoomba Mortgage Brokers, we know your first property purchase is one of the most important decisions you will ever make. Let us take the stress out of the process by finding the loan that is perfect for you. We will work with the lenders to secure your First Home Owners Grant and keep you informed every step of the way.
Investment Loans
Investment loans are structured in a specific way that allows you to make the most of your assets by including negative gearing and taking advantage of depreciation! An investment property is one that works towards building your wealth and securing your financial freedom. For some, the future may seem a long way off, but now is the time to act!
Variable and Fixed Rate Loans
Which one is right for you? Maybe you would like a combination of both? Did you know some lending institutions now allow you to make additional payments off your fixed interest loan without incurring any penalties? Call us to discuss your needs and we will tailor a loan solution for you.
Agribusiness
Every business in Agriculture is different. Whether its cropping, grazing or intensive farming no two properties are alike. Different soil types, management styles, farming technics and the all important rainfall patterns affect each property differently. Financing for each farming enterprise is also different and that’s where Toowoomba Mortgage Brokers helps to fill the gaps. We are able to assess each enterprises requirements. And then structure finance via lending institutions to match these needs.
Bridging Loans
Found your perfect home but haven’t sold the first one yet? A bridging loan may be the perfect solution to allow you the necessary time to sell your existing property. This finance is generally secured against your property as you are utilizing the equity in your existing property. Usually, bridging loans are short term and can be more expensive than other types of loans.
Equipment Finance
We offer some great finance options on plant equipment, such as; cars, trucks, tractors, etc to help you grow your business.
With a large range of commercial finance solutions available from a variety of lenders, we can help you find the right deal for your business expansion plans. Whether you’re looking for a substantial loan for an office or factory refit, a smaller loan for a new piece of machinery, or a car loan to get that new set of wheels - we’re here to do all the leg work on shopping for the right finance option.
Commercial Loans
Need commercial finance? Regardless of whether your requirements are short term or long, Toowoomba Mortgage Brokers will find the right solution for you? Is your residential property securing your commercial loan? Toowoomba Mortgage Brokers can help you refinance that debt back into residential terms at potentially lower interest rates and also remove the need to lodge your company financials each year. Call us today to discuss how we can help.